Retire SMART
You did everything you were told to do for retirement.
You worked hard, saved consistently, and built a nest egg you’re proud of. But here’s the uncomfortable truth most retirees don’t discover until it’s too late: having money saved is not the same thing as having income you can count on.
Every year, thousands of retirees unknowingly make irreversible financial mistakes—claiming income at the wrong time, pulling from the wrong accounts first, taking on unnecessary market risk, or failing to protect what they’ve already earned. These mistakes don’t show up right away… but over time, they quietly erode income, increase taxes, and create stress during the years that were supposed to be the most secure.
Retire SMART was created to help you avoid those traps. This easy-to-understand guide breaks down the most common retirement income mistakes, shows how successful retirees generate reliable income from multiple sources, and explains how to protect your assets from market volatility, longevity risk, and rising costs—without relying on guesswork or outdated rules of thumb.
👉 Get instant access to the “Retire SMART” booklet and learn how to turn your savings into a clearer, safer retirement income plan—before costly mistakes lock in.
Please send me the booklet called, "Retire SMART."
Secure Guaranteed Retirement Account
Why hasn’t my financial advisor ever told me about this?
Reason 1: Most financial advisors don’t even know about this, Nor, do they know how to utilize it properly to get you the most value..
Reason 2: Most financial advisors recommend financial vehicles that pay them the highest commissions rather than put your interest at heart.
Reason 3: The advisor can’t charge you yearly management fees so it’s not worth it for them to use it.
As a result, less than 20% of Americans have what we call an “SGRA” account set up-while more than half the population let’s their money just sit as a lump sum without proper protection from running out.
With A Tax-Deferred 401(k) or IRA…
You have fees: Whether you know it or not you have a handful of fees that are slowly draining your retirement savings.
Your money is not liquid: You can’t access your money any time you want, and if you do, you’re fiscally penalized.
Your money is not guaranteed and protected: The money in your 401(k) or IRA moves with the market and has very limited downside protection.
Your money will not last throughout your lifetime: Eventually, you will run out of money once you begin to take out withdrwals.
With A Secure Guaranteed Retirement Account…
You don’t have any plan fees: Keep 100% of your hard-earned money as you should.
Your interest rate is guaranteed: Your money grows at the same yearly rate as when you opened your account--even if the market crashes.
Your money is Liquid: All money put into and made in your account is cash—you can withdraw a certain percentage each year—at any time—without penalty.
Your money is guaranteed and protected: Regardless of how the market performs, you will have the peace of mind knowing that you will never lose money and is 100% protected from all creditors.
Your money will last throughout your lifetime…and beyond: Guaranteed lifetime protected income that you cannot outlive. Once you do pass away, you can transfer your wealth to your loved ones or a charity of your choice.
And there are many more wonderful fiscal things you can do with an account like this…
BUT...
Is it “Too Good To Be True” You Ask?
Nope. It’s very real.
In fact, an Account like a SGRA is not a new investment strategy.
Accounts like these have been used by wealthy individuals and families for over 100 years to build, then pass on fortunes in a legally tax-free environment.
BENJAMIN FRANKLIN had an account like this.
So did Babe Ruth, Cleveland, McKinley, Harding, and FDR (FDR, in fact, held a large portion of his estate--$562,142 or over $7 million in today’s dollars—inside his account…)
The only question is…
🤔Do You Qualify For A SGRA Retirement Account?
A SGRA account is NOT available just to the super-rich…
However, an account like this can only be technically set up if you or your family qualify for it.
To discover if you qualify for a SGRA, let us know if you want to Retire SMART.
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